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The next generation of investment products

Forward Quant is a unique new approach to long-term investing that balances security and performance through flexible guarantees at a fixed fee for the duration of the contract. Powered by market-leading quant technology, Forward Quant automatically diversifies the investment across geographies and asset classes.

Forward Quant

Forward Quant is the next generation of long-term investments: flexible and transparent in how much risk you are willing to take and so technologically advanced that you benefit from over 100,000 investments assets.

An investment to match your personality, with flexible options that put you in control

When it comes to investing, one particular approach is definitely not suitable for everyone. Therefore, we start with a sophisticated questionnaire to analyze your “risk appetite” based on your unique personality and life goals. This way, we identify your “risk type” ranging from “conservative” to "explorative". And as your circumstances can change over time, we give you the possibility to also change your risk type.

What is my risk type? What is a capital guarantee? If you’ve never asked yourself these questions, don’t worry! We’ve got your back. Here is a simple way for us to give you some answers.

Risk type

Conservative

| | | | |

"Better be on the safe side"

100%

You want to be protected - your Invested Capital* is 100% secure.

English Conservative 100

* What's:

  • Invested Capital? Your Invested Capital is defined as the portion of your premiums invested into the market, after the deduction of costs.  
  • Capital Protection at Maturity? This is the Invested Capital you accumulate over the duration of your policy lifetime and is guaranteed at maturity.

You can learn more by referring to the explanatory documents as well as the PRIIPs-KIDs in our Reporting center for your respective country.

We balance playing the field and playing it safe, so that your investment is both dynamic and secure

While every investor is unique, there are two things we have in common: we all want to make sure our level of risk is controlled and we all want the best possible returns. That’s why, we’ve built into Forward Quant a smart approach to risk. Your investment passes through three distinct phases over time, enabling higher returns at first, and more security later on.

Forward Quant - Volantility + Phase

Forward Quant’s three-phase game plan

Forward Quant kicks things off with a dynamic approach to risk, so, you can exploit all the market opportunities in the early period of your investment. Then, it automatically switches to a balanced middle phase. Finally, the level of risk is reduced even further towards the end of your investment to consolidate your gains and secure your return:

01
Dynamic phase

Let’s do this! A bold move means a higher risk and potentially higher returns. 

Your investment volatility (that means by how much your investment is fluctuating/variating) is capped at a maximum of 20%.

02
Balanced phase

Easy now! A steady hand keeps things nice and smooth for 8 to 12 years before the final phase. 

Your investment volatility is capped at a maximum of 15%.

03
Conservative phase

Bring it home! Reducing risk to a minimum in the final 3 years means you finish safe and sound. 

Your investment volatility is capped at a maximum of 6.5%.

You don’t want all your eggs in one basket, so, we diversify your portfolio at maximum

The key to a long-term investment strategy is diversification across the broad investment universe. With Forward Quant, your investment is spread across assets from all around the world, so, you don’t have to worry about the ups and downs of regional financial markets. Equities, fixed income bonds, money market instruments, real estate - we give you an access to all of them. It’s a worldwide approach implemented in Luxembourg and Vienna: leading centers of financial innovation and highly regulated investments.

Forward Quant - Funds + Stocks

Diversification? Sounds good, but what exactly does it mean?

Over 100,000 global assets

across the investment universe.

1,000 times more assets

on average in the market compared to a similar product.

Unlimited sets of investments

across asset classes and markets.

It was important for me to work with experts with regards to saving and investing my money. With FWU investment products, I had the feeling that my money is safe and secure right from the beginning - I can therefore wholeheartedly recommend FWU’s products and expertise.

Annabel, 27
Quote Annabel
Big data is changing the world, now it’s time for your investments to benefit

Numbers beat instinct, so, it’s time to bring technology on your side. With Forward Quant, investment decisions are calculated by a state-of-the-art constantly evolving algorithm. This intelligent use of data allows decisions to be made based on analysis rather than emotion. It has nothing to do with acting instinctively; it's a sophisticated approach that makes your money roll forward. 

Forward Quant - Assets

So, what exactly does this smart algorithm do?

Performs deep analysis

that continuously evaluates complex financial data.

Calculates the best decisions

for your current risk type.

Filters emotions

out of investment decisions.

Balances between

security and opportunity.

Monitors your portfolio

24/7 and adjusts it accordingly every two weeks.

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